How to measure
Measure your waist at the narrowest point (or at the navel), and your hips at the widest point of your buttocks. Use the same units for both — the ratio is just waist ÷ hip.
WHO risk categories
| Risk | Women | Men |
|---|---|---|
| Low | 0.80 or less | 0.95 or less |
| Moderate | 0.81–0.85 | 0.96–1.0 |
| High | 0.86 or more | 1.0 or more |
Why "apple" vs "pear" matters
Fat around the abdomen (an "apple" shape) sits near vital organs and is linked to higher risk of heart disease and type 2 diabetes than fat on the hips and thighs (a "pear" shape). WHR captures this better than weight or BMI alone.
Limitations
These risk bands come from World Health Organization guidance and reflect population-level associations, not an individual diagnosis. WHR also doesn't distinguish visceral fat (around the organs, the riskier kind) from subcutaneous fat directly under the skin.